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In the past, if you had bad credit, you had to settle for a sub-par checking account if you could get a checking account at all. These accounts had high monthly fees and crippling overdraft fees. If you couldn’t find a bank to open a checking account with, you had to take your check to a check-cashing business on … See more Capital Oneis one of the most innovative of the traditional banks. It’s nice that they have a few options to avoid overdraft fees should you choose to allow potential overdrafts. It’s usually best to have the bank decline any … See more This Bank of Americaaccount has a $4.95 monthly fee. Although it’s a traditional bank much like most of the fintechs, you can’t write a personal check. See more Chimeis one of the most feature-rich accounts available. Paper checks are available through online bill pay. See more The Go Bankaccount has an $8.95 monthly fee. The monthly fee is waived if you have a qualifying direct deposit of more than $500 within the month. There’s a fee of up to $4.95 each time you deposit cash. This is a Green … See more WebApr 10, 2024 · Checking accounts for bad credit typically come with fees, but it’s the perfect way to get back in the game if you’ve had financial problems in the past. Banks with no … u-pack and ship